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700 N. Market Wichita, KS 67214
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Kansas Loan Modification Attorney

Information on Loan Modifications

When a borrower defaults (doesn't make payment) on a mortgage the lender can recover the property through a process known as foreclosure.  This process takes time which is good news for a borrower who is in default.  This allows the needed time window to make an arrangement to seek to avoid foreclosure.  When you need a solution to a possible foreclosure the answer is to seek the assistance of a Kansas foreclosure defense attorney who can discuss the options which are most applicable to your situation.  This could include a reinstatement plan, a refinance, or repayment plan.  We are concerned with matching up the right solution with a client's individual circumstances. 

Loan Modification Lawyer in Kansas

Loan modification requires a thorough understanding of your mortgage agreement in addition to experience in negotiating with financial institutions.  We can review the terms of your mortgage, your financial situation and advise you on the various remedies which may be effective solutions in your case.  This could include forbearance, reinstatement, repayment plan or in some cases, a bankruptcy filing.  A loan modification lawyer has the experience and respect in the financial community to gain the cooperation of a lender necessary to fight to negotiate a positive agreement for the borrower.

Financial institutions do not want to take possession of properties; they want to collect the payments on the principal and interest as stated in the loan documents.  In order to avoid having to foreclose lenders are open to considering loan modification in some circumstances.  In a loan modification the lender enters into an agreement with the homeowner to change the terms of the mortgage with the goal of lowering the monthly payments to a level the borrower can more easily afford.  The type of modification will vary.  Some modifications reduce the monthly payment for a period of time; some reduce the rate of interest or the amount of the principal. Rick Hodge is a skillful negotiator who considers his client's financial wellbeing of paramount importance.  Call today to arrange a consultation with a foreclosure defense lawyer who will listen to your concerns and give you the benefit of his expertise.

Contact a Kansas Loan Modification Attorney at our firm for assistance in obtaining a manageable monthly loan payment.

300 West Douglas  Suite 145  Wichita, KS 67202

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700 N Market, Wichita, KS 67214
Rick Hodge, Attorney at Law - Wichita Foreclosure Attorney
Located at 700 N. Market Wichita, KS 67214. View Map
Phone: (800) 836-3617